Financial planning is at the core of the work we do for our clients. In contrast to pure money managers, who focus solely on investment management, comprehensive financial planning combines elements of all the services that we provide. Financial planning allows...
Our prior articles have focused on the benefits available through Social Security. This article will discuss important factors to consider about when to file for benefits: work, taxes, and longevity. Working While Receiving Benefits If you plan to work while...
Our previous article covered the basics of Social Security benefits. This article will address a few of the nuances surrounding benefits - spousal, survivor, and family benefits. Benefits for Spouses Individuals are eligible for benefits based on their spouse’s...
We’ve all been taught money can’t buy happiness. Those who think it can often end up being quite miserable. Money can’t buy family, friends, or other important relationships, nor can it buy psychological or physical health. If a person is generally unhappy or...
In deciding when to start Social Security benefits, it is important to understand the basics. This article will address the three key components to determining your Social Security benefit – primary insurance amount, full retirement age, and when you can file for...
In its 2022 Social Security Consumer Survey, Nationwide found that only 7% of adults know the factors that could maximize their Social Security benefit. 49% incorrectly believe that if an adult claims benefits early, the benefit would go up automatically when they...
Our previous articles touched on the rise in education-related expenses as well as a good tool for saving for those expenses, the 529 plan. We’ll now turn to how 529 plan assets can be used. In order to receive the most beneficial tax treatment of 529 distributions,...
Our last article covered just how expensive higher education has become, and how investing early and often can help to ensure the expenses associated with your child’s college education are covered. To help you with your planning and saving, in part 2 of our Diapers...
The joys of a new baby are limitless. But first-time and veteran parents alike know that immeasurable anxieties come along with having a new baby, too. One particular worry that looms large for today’s parents is the cost of college. According to Collegeboard.org,...
The sooner, the better. That saying applies to many facets of life, including educating children about money. By introducing sound financial habits early, you’ll give your child a head start on the path to becoming an informed investor. Below you’ll find creative...