Odyssey Group » Articles

Pension vs. Lump Sum

If you have the opportunity to choose between taking a monthly pension or a lump sum roll out, there are a number of factors to consider. First is the rate of return that you’d expect to see based on different assumptions of your own longevity. If you live to be 110,...

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Target Date Funds

Have you neglected the investments in your 401(k) or 403(b) for years? That might actually be ok. In fact, it could even be a good thing. Retirement accounts are long-term investments and should be treated as such. Those who trade a lot or try to make tactical moves...

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Investing vs. Gambling

We often hear the refrain that investing in the stock market is like gambling, and we can understand the temptation of that comparison. Both involve risk, you can win or lose (sometimes in a big way), and you don’t know with certainty what’s going to happen next. On...

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Holding Excess Cash

Cash holdings vary widely from one person to the next. Some keep only a razor-thin margin of cash in a checking account, while others hold six figures in various checking accounts, savings accounts, CDs, and money markets. As we discussed in our article about...

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