News and Articles
News, articles and insights on the latest market updates and financial trends to help guide your journey.
When to File for Social Security Benefits
Our prior articles have focused on the benefits available through Social Security. This article will discuss important factors to consider about when to file for benefits: work, taxes, and longevity. Working While Receiving Benefits If you plan to work while...
Social Security for Spouses and Family
Our previous article covered the basics of Social Security benefits. This article will address a few of the nuances surrounding benefits - spousal, survivor, and family benefits. Benefits for Spouses Individuals are eligible for benefits based on their spouse’s...
The Relationship Between Money and Happiness
We’ve all been taught money can’t buy happiness. Those who think it can often end up being quite miserable. Money can’t buy family, friends, or other important relationships, nor can it buy psychological or physical health. If a person is generally unhappy or...
Social Security – Basic Elements
In deciding when to start Social Security benefits, it is important to understand the basics. This article will address the three key components to determining your Social Security benefit – primary insurance amount, full retirement age, and when you can file for...
Social Security
In its 2022 Social Security Consumer Survey, Nationwide found that only 7% of adults know the factors that could maximize their Social Security benefit. 49% incorrectly believe that if an adult claims benefits early, the benefit would go up automatically when they...
Diapers to Diplomas (3 of 3): How 529 College Savings Plans Can be Used
Our previous articles touched on the rise in education-related expenses as well as a good tool for saving for those expenses, the 529 plan. We’ll now turn to how 529 plan assets can be used. In order to receive the most beneficial tax treatment of 529 distributions,...
Diapers to Diplomas (2 of 3): How a 529 Plan Can Help You Save for Your Child’s College Education
Our last article covered just how expensive higher education has become, and how investing early and often can help to ensure the expenses associated with your child’s college education are covered. To help you with your planning and saving, in part 2 of our Diapers...
Diapers to Diplomas (1 of 3): Invest Early in Your Child’s College Education
The joys of a new baby are limitless. But first-time and veteran parents alike know that immeasurable anxieties come along with having a new baby, too. One particular worry that looms large for today’s parents is the cost of college. According to Collegeboard.org,...
Tips and Tools for Raising a Smart Investor
The sooner, the better. That saying applies to many facets of life, including educating children about money. By introducing sound financial habits early, you’ll give your child a head start on the path to becoming an informed investor. Below you’ll find creative...
Should You Save for Retirement or for a Child’s College Education?
For parents, deciding how much to save for retirement versus what to set aside for a child’s education can be a difficult balancing act. Saving for your future should be a priority, particularly through maximizing the benefits of retirement plans. But, although paying...