News and Articles

If you have the opportunity to choose between taking a monthly pension or a lump sum roll out, there are a number of factors to consider. First is the rate of return that you’d expect to see based on different assumptions of your own longevity. If you live to be 110,...

Retirement planning is complicated. Many individuals put off saving, thinking that retirement is years away—until it isn’t. Then, in their 40s and 50s, they start to panic and wonder how they’ll catch up. One strategy, made possible beginning in 2010 by a provision to...

Have you neglected the investments in your 401(k) or 403(b) for years? That might actually be ok. In fact, it could even be a good thing. Retirement accounts are long-term investments and should be treated as such. Those who trade a lot or try to make tactical moves...

Although the idea of having a permanent “home away from home” may sound appealing, purchasing a vacation property isn’t something to be entered into lightly. If you’re considering this major commitment, here are some important questions to ask yourself. What’s your...

We often hear the refrain that investing in the stock market is like gambling, and we can understand the temptation of that comparison. Both involve risk, you can win or lose (sometimes in a big way), and you don’t know with certainty what’s going to happen next. On...

Cash holdings vary widely from one person to the next. Some keep only a razor-thin margin of cash in a checking account, while others hold six figures in various checking accounts, savings accounts, CDs, and money markets. As we discussed in our article about...

The idea that financial gains tend to result in taxation is fairly intuitive for most people to grasp. When it comes to the specifics of capital gains, however, things are not so straightforward. Below are some frequently asked questions about capital gains. If I sell...

Living in an increasingly paperless world has its benefits, but when it comes to records retention, does it make a difference? Sure, digital recordkeeping on the cloud means more storage space, easy access, and less vulnerability to inadvertent destruction. But the...

Our prior articles regarding life insurance were intended to provide you with unbiased information so that you could make an informed decision on the type and amount of life insurance you might require. There is no one-size-fits-all answer when it comes to life...

In the three prior articles we covered the basics of life insurance, who needs life insurance, and we compared term and employer-sponsored policies. This article will address the different types of permanent life insurance and when they might be appropriately used. As...